Insurance sold as an investment
A policy pays back far more than you put in — so what annual return is that, and why is it never printed?
3 steps · Decisions
The path
Calculate
Insurance Policy Return Calculator
The rate behind the premiums and the maturity amount. A large gain over twenty years can be a small return.
Calculate
XIRR Calculator
The same idea in general form, for any set of payments in and out on dates you choose.
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After this one
Which regime costs you less, and how much would you have to claim for that to change?