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Bonds and what they really yield

A bond quotes one rate and pays you another — which number is real, and what happens when rates move?

4 steps · Asset classes

The path

  1. Calculate

    Bond Yield Calculator

    Three different yields on one bond, and the reason the coupon rate is the least useful of them.

  2. Compare

    Bond yield side by side

    Change the years to maturity and watch what a one-point move in rates does. That gap is interest-rate risk.

  3. Calculate

    FD Calculator

    The instrument a bond is competing with. Same money, a fixed rate, and no price to fall.

  4. Quiz

    Investing quiz

    Check the ideas before you meet them in a fund factsheet.

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After this one

Gold, and what the bill does not say

The rate is quoted per gram — so why does buying 10 grams cost so much more than ten times the rate?